BCSWM’s The Benchmark

Fed Rate Cuts and Bonds

John and Scott discuss the probabilities of an interest rate cut by the Federal Reserve and how their actions may affect an investor’s bond portfolio.  They explain that bonds and bond funds can be vastly different, with various returns, and may have a unique position in a portfolio. 

Timely Topic | Stock Market Volatility and Perspective

Nick and Philip discuss the catalysts behind the stock market’s decline during the week of July 29 and on August 5, 2024. They explain the economic headlines that led to the selloff. They further discuss the implications for long-term investors. How should investors react to abrupt stock market volatility like on August 5? Giving reassuring context and citing historical data, they encourage folks to keep a long-term perspective.

Real Estate vs. Financial Investments

This episode compares and contrasts investing in tangible real estate vs. investing in financial assets. While both approaches may provide income and growth, they both have advantages and nuances to consider. In that light, Philip, Nick, and Scott weigh real estate investing and investing in financial assets like stocks and bonds. Towards the end, they discuss Real Estate Investment Trusts (REITs) as an investment type that fuses those two universes.

Daily Drive | Stock Splits

In this episode, we’re breaking down something that has been in the market headlines recently: stock splits. Join us as we explore what stock splits are, why companies choose to split their stocks, and how these actions can impact your investments. Whether you’re commuting to work or running errands, tune in for a concise and informative 15-minute discussion that will keep you ahead in the world of financial planning and investments.
Perfect for a short drive, we designed “Daily Drive” to fit into your busy schedule while providing valuable insights to help you make informed financial decisions. Don’t miss out – hit play and drive your financial knowledge forward with us today!

Group Supplemental Insurance

Scott Hoilman presents an overview of supplemental group insurance offerings beyond group health insurance. This informative episode describes these extra plans that help employers attract and retain quality employees. Scott discusses the following types of group policies: dental and vision insurance, disability insurance, life insurance, critical illness, hospital indemnity, and accident coverage.

Financial Lessons for Our Younger Selves

Philip, John, and Nick share timeless financial principles that they would tell their younger selves. They discuss the importance of building a base of personal financial knowledge starting in high school or earlier. They talk about personal budgeting and investing. On the investing topic, they explain compound returns and suggest approaching investing with a long-term outlook. Later, they give advice about spending, drawing on their experiences and lessons learned. The chat concludes by framing overall wealth to include a sense of purpose and meaningful relationships.

Interest Rates and Why They Matter

Scott, Nick, and Nathan talk about interest rates. Although the topic might seem unexciting on the surface, they explain why interest rates are crucial to the broad world of finance and investing. They discuss topics such as the Federal Reserve’s role in swaying interest rates, how interest rates affect markets, and interest rates’ implications for portfolio design.

Dealing with Stock Market Volatility

Nick, John, and Philip discuss the inevitable volatility of the stock market. A timeless conversation, they put market volatility in perspective. They discuss market volatility statistics, what history shows about the market’s dips, and how to remain resilient during such times. They offer perspective that hopefully is useful and comforting for long-term investors.